What Is Checking Account Number, what is the routing number on a check or what is my checking account number? In this post today, you will find more about checking account numbers. There are also different kinds of members on a check and this simply includes the routing number, account number, and even check number.
These numbers actually serve as a significant factor for a valid check to then receive money from the respective institution. A routing number also consists of a nine-digit code that simply serves as a recognition or identification of a financial institution in the United States.
What Is Checking Account Number
A routing number can even be identified as a routing transit number (RTN) and also American Bankers Association (ABA) routing number. The main purpose of a routing number is to assist or help institutions to direct exchanges of funds to and from one financial institution.
Where you can then see a checking account number or routing number is at the bottom corner of personal checks before your account number.
Routing and Account Number on Check
First of all, you just need to know and understand that there is actually a difference between a routing number and also an account number on a personal check. Where you can just find a routing number on a check beside your account number. Here is the meaning of the list of numbers on a personal check:
Routing Number
Just like I have said earlier, a routing number actually appears as a nine-digit number on the check. The routing number created by the American Bankers Association is used to direct the exchange of funds from one account to another.
Account Number
The account number is also a unique set of digits that simply identifies the owner of the account. Your account number is also assigned to you by your bank and it simply consists of 11 digits. You can also find your account number in the middle of your routing number and your check number.
Check Number
A check number is actually not that essential to the routing number and account number. The use of a check number also helps you to keep a record of your payments. You can even find your check number at the bottom of the right corner of your check.
How to Find a Checking Account Number
First of all, for you to find the checking account number or routing number, and also your account number, you can simply locate it at the bottom of the check issued by your bank. For those that do not have a checkbook where you can just check your routing number.
On how to find a routing number without a check, you can actually either visit your bank website or simply contact your local branch.
You should also bear in mind, the routing number actually varies based on bank and region. Most of the time, a particular bank can even have multiple routing numbers, therefore you just need to ensure that the routing number goes well with your particular bank where you actually created your account. here is the following sample of routing numbers on various bank checks:
- Bank of America
- BB&T
- Capital One
- Chase Bank
- Citigroup Inc.
- Fifth Third
- First Republic
- HSBC
- Huntington National Bank
- KeyBank
- M&T Bank
- Santander
- SunTrust
- TD Bank
- Union Bank
- US Bank
- Well Fargo
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