Opening a bank account is an essential step toward effectively and safely managing your funds. Guaranty Trust Bank (GTBank) offers a simple account opening process that provides access to a wide range of financial services.
In this article, we’ll walk you through the process of opening a GTBank account, step by step.
Types of Gtbank Account
GTBank provides numerous types of accounts to meet various kinds of needs. The most common types are as follows:
- Saving account: Individuals who want to save and earn interest on their contributions should open a savings account.
- Current Account: This type of account is best suited for daily transactions and business operations.
- Domiciliary Account: A foreign currency transaction account.
- GTCrea8 Account: Designed for young people and students.
Determine which type of account best fits your financial goals.
Step by Step on How to Open GTBank Account
There a several ways you could choose to open an account with Gtbank. They include:
Step 1. Go to a GTBank Branch
Find the closest GTBank branch to your location. To start the account opening process. You must go to the branch in person. GTBank has a large network of branches across Nigeria, making it convenient for customers. It is best to visit the branch during business hours to ensure a smooth account opening process.
What to do when you get to the bank
- Fill the Account Opening Form: When you arrive at the bank, approach a customer service person and ask for an account opening form. Fill out the form completely. If you have any questions about various areas of the form, make sure to ask them.
- Provide All Required Documents: Submit the account opening form to the bank’s personnel along with the needed documentation. They will check the paperwork to ensure that they meet the bank’s requirements.
- Select an Account Type: GTBank provides a variety of accounts, such as savings accounts, current accounts, and domiciliary accounts. Discuss your banking requirements with the bank’s personnel to discover which account type is best for you.
What you will need
Before going to the bank, make sure you gather the following documents:
- Copies of acceptable means of identification (Driver’s License, International passport, National I.D Card, and any other acceptable identification document deemed fit by the bank).
- One passport photograph.
- Two (2) duly completed and suitable reference forms (current and domiciliary account).
- Utility bill issued within the last 3 months.
- Proof of address.
Make sure you have these documents on hand to speed up the application process.
Step 2. Online Method
Gtbank has made it simple to open an account online because most people would prefer opening an account online than going to the bank. They now have a new Account Opening interface that is mobile friendly and has an intuitive flow.
Opening a bank account online is a straight forward process, that can be done at the comfort of your home. Follow these steps below to open your account online:
- Go to the GTBank official website. www.gtbank.com/ or visit he account opening page “here“.
- Click “Personal.”
- Click “Open Account.”
- Select account type.
- Choose “Open a New Savings Account.”
- Input you BVN.
- Upload your document.
- Preview your application and continue.
Once you have submitted your application, you will receive an email from GTBank with further instruction on how to activate your account.
You may also be required to visit GTBank branch to submit your original document and to sign some other form as required by the bank.
Step 3. Automated Teller Machine (ATM)
To open GTBank account using an Automated teller machine(atm) is quite easy. Follow these steps below:
- Visit GTBank nearest atm.
- Press “enter”.
- Select open an account and click proceed.
- Enter BVN and proceed.
- Input your mobile number
- Select your gender and complete request
Step 4. GTBank Mobile App
You can open gtbank account on the mobile app. Follow these steps below
- Download the mobile app.
- Click on the open account button.
- Select for non GTBANK customers.
- Select either open with document or without documents.
With documents:
- Provide the necessary documents in the space provided.
- Upload your picture.
- Sign.
- Follow instruction to the end complete the process.
Without document:
- you will not be asked to provide any document or signature.
- Just Follow the instruction to the end to complete the account opening.
Step 5. USSD
Owning a GTbank account has been made easier with the USSD code.
- Simply dial the code from your device and follow the on-screen instruction to open your account.
- Provide all necessary documents to speed up the process.
There you have it easy and simple without having to leave the comfort of your home or filling a form.
Frequently Asked Questions
Below are some of the frequently asked questions on how to open GTBank account and their short responses:
Can I open a GTBank account if I live in another country?
Yes, non-residents, including those living overseas, can open accounts with GTBank. To begin the account opening process, visit GTBank’s overseas branches or use their online services.
How long does it take to open an account with GTBank?
GTBank’s account opening process is often quick, and you can easily finish it in only one visit to a bank. However, depending on the volume of consumers at the branch, processing times may vary.
Is there a required minimum deposit to open a GTBank account?
Yes, a minimum deposit is required, which varies based on the type of account you select. During the account opening process, the bank personnel can give you with relevant information.
What kinds of accounts does GTBank offer?
GTBank provides a variety of accounts, such as savings accounts, current accounts, and domiciliary accounts. You can select the one that best meets your requirements.
Conclusion
Opening a GTBank account is a simple and necessary step toward effectively managing your funds. By following these steps and ensuring you have the necessary paperwork and an initial deposit, you can have your GTBank account up and running in no time.
Whether you’re a person seeking for a savings account or a business owner looking for a current account, GTBank has a range of account options to match your specific banking needs.
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