Geico Car Insurance is an insurance company that stands for government employees insurance company, and it was founded by Leo Goodwin in 1936.
Its customer base was targeted at the US government and employees, but over the years, it has grown to have a wide range of customers in the US from government self-employed and private corporations.
Now, it provides car insurance and other insurance, such as homeowners, motorcycles, and others.
To several customers while offering its customers satisfactory rates, excellent customer service, and a convenient user experience.
It has distinguished itself over time as an iconic brand in the US and is rated as one of the best insurance companies, especially because of its easy-to-use online tools.
How to Get a Geico Car Insurance Quote
It is easy to get a car insurance quote from Geico and the amazing part is that it is free, simply ensure you have the following items:
- A valid driver’s license
- Your Vehicle Identification Number (VIN)
- Your physical address where the vehicle is stored
- Driving history
Geico Insurance Quotes
Geico Car insurance quotes are estimates of what a policy rate will be based on the information given by the customers.
The information received from customers like coverages and limits is what determines the insurance quotes they get from Geico.
The quotes will be given to you based on the information you provide, for instance. If you have a bad driving history you will be seen as highly risky and thus charged more.
Your type of vehicle can also influence the rates you will be getting for instance your vehicle is expensive and repair fees would cost a lot.
Your coverages, deductibles, and limits also determine the rate and quote you will be getting from Geico. Before a quote is given you will decide on your coverage, choose your deductibles, and review your liability limits.
The Coverage Options You Can Get from Geico
There are several types of car insurance and you can get them from Geico. Below are some of the insurance types you can get on Geico listed below:
Liability coverage:
This coverage pays damage for third parties who were victims of your driving, it has two types which are the bodily injury liability and the property damage liability.
The bodily injury liability pays for damage done to the body while the property damage liability pays for damage done to someone else’s property resulting from an accident in which you are at fault.
Medical Coverage:
This coverage pays for medical expenses related to a car accident regardless of who caused the accident.
Personal injury protection coverage:
This coverage pays for the medical treatment from an accident as well as other forms of bills such as lost wages, fixed properties, and cars regardless of who caused the accident.
Uninsured and underinsured motorist coverage:
This coverage pays the bills that result from injuries from drivers who are not insured or who are underinsured.
Collison and comprehensive coverage:
This coverage pays for damage done to cars whether done via collisions or theft, vandalism, flood, fire, and other means.
There are other car insurance coverages covered by Geico such as emergency road service insurance, rental reimbursement insurance, mechanical breakdown insurance, umbrella insurance, and others.
FAQs
Why Should I Buy My Car Insurance from Geico?
Geico has been in existence for about 85 years and has been working hard to provide excellent customer service at affordable prices.
They have lots of benefits to give to their customers. Below are some of what you can enjoy if you choose Geico Insurance:
- You get 97% customer satisfaction
- Customer service is available 24/7/365
- There are easy insurance payment options that can fit into your budget
- New customers can save over $500
- There is an app to easily manage your insurance
- You can save up to 15% on cheap car insurance rates
- There is a multi-policy discount when you combine auto insurance
Is Geico the Cheapest Car Insurance Available?
Geico is not the cheapest but it is amazingly among the cheapest and largest car insurance companies that provide their services online.
Compared to Progressive and Allstate insurance companies, Geico stands out as the cheapest by 12% and 44% respectively.
Why is Geico so Cheap?
Geico is cheap because it offers lots of discounts to customers and because it sells insurance directly to customers.
However, Geico is not the cheapest in the industry but they have affordable prices for their premiums while giving their customers 97% satisfaction.
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