Elephant Insurance is a trusted car insurance expert who is serious about providing you with financial protection in the event of an accident. They have been in the insurance business since 2009 and are headquartered outside Richmond in Henrico, Va.
As the name elephant implies, they go through the ends of the earth for their herd to guide them through unforeseen and unfamiliar situations. Elephant Car Insurance Company provides easy and affordable car insurance coverage with easy-to-use and easy-to-understand tools.
The tools help you find the best coverage to offer you the protection you need on a budget, as it is known for offering affordable rates.
They are known for their unique features, such as customer focus, award-winning work culture, personalized discussions with licensed agents, online quotes, and information.
Elephant Car Insurance offers car insurance to 8 US states, including Georgia, Illinois, Indiana, Maryland, Ohio, Tennessee, Texas, and Virginia.
They help provide legal assistance whenever the need arises and offer various discounts.
Car Insurance Coverage Available on Elephant Insurance
Elephant Car Insurance provides several car insurance types. Below are the coverage types available to be purchased:
Liability Car Insurance
Liability insurance coverage helps to cover the medical bills for injured people involved in an accident you caused.
They help handle the legal fees that stem from the accident, this coverage can also pay for damages caused to the cars of others involved in an accident you caused.
Collision Car Insurance
Collision car insurance covers repairing and replacing cars damaged in an accident, regardless of who caused the accident.
Damages to vehicles caused by a collision with objects, fences, trees, and other vehicles will also be paid for by the collision car insurance.
Comprehensive Car insurance
Comprehensive car insurance coverage helps cover the repair and replacement of vehicles damaged due to natural disasters such as fire, flood, hail, animals, and theft.
MedPay Insurance
MedPay car insurance coverage is designed to pay your medical bills and those of persons associated with accidents regardless of who is at fault.
Personal Injury Protection
Personal injury protection car insurance coverage helps handle the payment for injuries that happen in an accident.
They also pay for rehabilitation fees and funeral expenses in the event of accidents where a person or persons die.
Uninsured/underinsured motorist Coverage
This Motorist Coverage will pay for Your passenger’s medical bills and yours if an uninsured or underinsured driver causes an accident.
Additional Coverage Types Offered by Elephant Insurance
Elephant Insurance goes over the board to provide its clients with amazing coverage types that fully protect them when the need arises; some of them are free while others have price tags.
below are some of them:
Rental Car Reimbursement
This Coverage helps to cover the bills for renting cars when your car is being fixed in the event of an accident, you may also get a rented car similar to your own.
Roadside Assistance
This coverage helps provide roadside assistance for clients with a flat tire who need to jumpstart or have run out of gas.
Upgraded Accident Forgiveness
This coverage helps to provide drivers with forgiveness when they cause an accident if they have been accident-free for the last three years.
The normal occurrence is for your premium to rise, causing you to pay more when you cause an accident; however, this coverage type has limitations, such as one accident per policy, not per driver.
Loan/Lease Payoff
This coverage helps to compensate drivers whose vehicle was in an accident and ended up being totaled with 25% compensation of the amount left on the lease.
Custom Parts and Equipment Coverage
This coverage covers the payment for permanent enhancement of cars, such as window tinting, custom paint jobs, etc.
Diminishing Deductible
This coverage rewards drivers who practice safe driving practices by lowering their deductibles for each year ensuring they go each year without being involved in an accident.
YourMechanic
This coverage provides customers discounted rates when they need maintenance and repair services that may not involve you going to the workshop.
The services include battery replacement, oil change, and alternator repairs that can be done either at home or at the office.
Pet Injury Coverage
This coverage helps pay for veterinary bills if a pet is injured in a car accident. They pay up to 1,000 for such bills.
Non-Owner Car Insurance
This coverage helps to provide car insurance coverage to drivers who regularly drive cars they do not own or drivers who wish to avoid the gap in insurance coverage.
Legal Assistance Coverage
This coverage helps to pay the legal fees of those involved in minor law violations. Clients may also receive a 25% discount off other legal services needed for the estate.
FAQs
IS Elephant Insurance Company just Online or is it a real company?
Elephant Insurance Company can provide its services online; however, it is an honest company that has been up and running since 2009. It has been accredited and also has A+ ratings.
Is Elephant Car Insurance Company Cheap?
The elephant car insurance company may not be termed cheap, but it is generally cheaper than the coverages from car insurance providers. It can also be termed cheap because it offers many discounts to its customers.
How do I get Car Insurance Discounts from Elephant Insurance?
Getting discounts from Elephant Insurance depends on several factors such as your coverage type and location. below are some of the ways to get discounts:
- Paying for your policy in full
- Not having any claims
- Buying a policy before the previous one expires
- Taming a defensive driving course
- Referring clients to Elephant Insurance
- Owning a car with safety equipment
- Getting your quote and signing up for payments online.
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