Posted by Or asking Does my pet insurance policy cover cancer? When we then hear the word cancer, the first thing that simply comes to our mind is human. However, we simply need to know that cancer affects cats and even dogs as well.
It can also be very deadly and even serious to our pets as it is to humans. Most times, Pets who are then diagnosed and also have early treatment have a high chance of survival.
Does Pet Insurance Cover Cancer
Having pet insurance can also make it very easy for pet owners to simply ensure that their pets get early and the best treatments. However, one of the biggest questions on the internet is, “does pet insurance cover cancer?
And if it does, what does it actually cover for cancer? Well, you should just keep on reading this article to the very end to simply get the answer to your question.
Does Pet Insurance Policy Cover Cancer?
Yes, most pet insurance companies actually cover treatment for cancer. As long as they are not pre-existing cancer conditions. This simply means if your pet has cancer before you purchase the policy, the cost of treatment will not be covered. So, this then depends on when you signed up for the pet insurance policy.
Just so you know, cancer will also be considered pre-existing if your pet was diagnosed or shows symptoms of cancer before getting your pet insurance policy. However, if you then purchase a pet insurance policy and your pet starts showing symptoms of cancer during the policy effective period; pet cancer may then be eligible for coverage.
Insurance Companies That Cover Cancer Treatment and What They Cover
Just like I have said earlier or above, many insurance companies simply cover treatment as long as they are not pre-existing. But the amount and also coverage type depend on the insurance company and the policy the pet owner purchases. Below are some of the insurance companies that actually cover cancer and what they cover exactly.
Embrace Pet Insurance
Embrace covers all types of cancer treatment and it simply includes the following;
- Chemotherapy
- Examination/consultation fees
- Radiation therapy
- Surgery
- Rehabilitation
- Surgery
- Follow-up care
- Alternative therapies
- Hospitalization
Healthy Paws
Healthy paw insurance also offers different pet insurance plans and cancer treatment is part of each treatment. Here is what they simply cover;
- X-ray
- Lab tests
- Ultrasounds
- Chemotherapy
- Surgery
- Prescription medications
- Cancer diagnostics
- Hospitalization
- Rehabilitation
- Radiation therapy
- Alternative therapies
Petplan
This insurance company also offers pet owners a choice of three pet insurance plans. And they all offer the below cancer treatment coverage
- X-Rays
- Lab tests
- Diagnostics and testing
- Ultrasounds
- Chemotherapy
- Surgery
- Prescriptions
- Hospitalization
- Radiotherapy
- Alternative therapies
Trupanion
Trupanion simply offers one simple and amazing plan that then covers everything including cancer and other related services.
- Examination
- Ultrasounds
- Imaging
- Surgery
- Chemotherapy
- Radiation
- Prescription medications
- Hospitalization
- Alternative therapies.
Contact these insurance companies or just visit their websites to simply check the deductible choice you have once you purchase the policy. Also, ensure you compare multiple insurers to then have the best and even most affordable price.
Although cancer treatment can also be very costly, it is also life-saving for your pet.
Also, you should remember that after your beloved pet goes through cancer treatment it will then be very hard to switch companies. Since your dog or cat now has a preexisting condition.
Is Pet Insurance Worth it for Cancer Treatment?
If you then notice that your pet simply has a very high risk of developing cancer, then pet insurance is definitely worth the price. However, paying out of your pocket for cancer treatment may then be more than you can afford. If your pet simply has cancer, you will not find any policy that will cover it since it’s a pre-existing condition already.
But pet insurance may then cover the cost of ailments of the future that are not related to cancer treatment. In addition, it will not cover any treatment related to cancer including radiation, surgery, and chemotherapy.
FAQ
How much does it Cost to Treat a Dog with Cancer?
Consultation fees with an oncologist cost about $125 to $250 which then varies based on the hospital, clinic, and location. According to reports, the average cost of chemo for dogs and cats costs about $150 to $500 per dose, and radiation also costs $1,000 to $1,800.
Is lymphoma Covered by Pet Insurance?
According to Financial Protection Against Pet Cancer, coverage from Nationwide simply includes lymphoma, bone cancer, oral melanoma, and others.
Can Pet Cancer be Cured?
Yes, pet cancer can actually be cured but it’s based on certain factors such as the type of tumour, location, and some other things as well. There is also a high chance of curing cancer and also a reasonable treatment.
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