How to Make a Sears Credit Card Payment? Do you want to know how to pay your Sears credit card bill? The goal of this article is to show you how to pay your Sears credit card bill on a monthly basis.
Sears is a large national retail chain that sells household items such as appliances, tools, clothing, shoes, home furnishings, and many more. As a big store, Sears has its own credit card to make purchases easier and faster. The Sears credit card or a Shop Your Way Mastercard are both issued by CitiBank.
There are lots of Sears credit card payment options for cardholders to explore. These methods will be explained in detail in this article.
How to Make Sears Credit Card Payment Options
The aim of this article is to discuss how to make a Sears credit card payment using the various payment options. These payment options include
- Using the online portal
- Payment by Mail
- Using a Mobile Phone
- Pay in person.
These are the payment options available for credit card payment.
The Sears credit card or Shop Your Way Mastercard offers rewards and benefits. The Sears credit card offers 5% off or 12 months of interest-free financing on eligible items of $299 or more. In addition, eligible purchases earn 1% to 5% in points.
However, to keep enjoying the benefits of your credit card rewards, you’ll need to keep your Sears credit card account bill pay up to date. You can use the payment options offered by your Sears credit card. Use the options available to you to pay your monthly bills.
How to Make an Online Sears Credit Card Payment
To commence your Sears credit card payment, first, you will have to register your Sears credit card. Follow the instructions below;
- Go to the login page for your Sears credit card or Shop Your Way Mastercard.
- At https://citiretailservices.citibankonline.com/RSnextgen/svc/launch/index.action?siteld=SEAR#signon
- Click the “Register Your Card” link under the “Sign On” button.
- Next, enter your card number.
- Finally, tap on the “Continue” button to set up a user ID and password.
You can sign in at the sign-in page to process your online payment as soon as your registration is complete. Be sure you have your checking account information and bank routing number handy to complete the transaction faster.
How to Make a Sears Credit Card Payment in Person
This is the second payment option. If this payment option is convenient for you, especially if you live nearby or plan to shop there, you can also make a credit card payment in person at any Sears store. Bring your billing statement to the store for the quickest service.
Pay Your Sears Credit Card Bill on Time
Another option is to make your monthly payment on time. Paying your bill on time is important to avoid late fees and negative credit reporting that hurts your credit score.
If you make your bill payment within the grace period, you can avoid interest charges on your purchases. The grace period is at least 25 days for Sears credit cards.
If you don’t pay at least the minimum due by the due date, a late fee of $29 will apply. Additionally, more than one late payment in six consecutive billing cycles will result in a $40 fee.
How to Make a Sears Credit Card Payment by Phone
If you choose to pay your phone bill as your option, then you must have all the details ready. You can pay your Sears credit card online 24/7. Customers with a Sears Card can call the Sears Credit Card Services toll-free number and follow the prompts to make a payment. You can also opt for a customer service representative to assist you.
There is also assistance available for customers with other Sears credit cards, such as the Sears Mastercard and Shop Your Way Mastercard See the customer service centre phone number at the bottom of this article.
How to Make a Sears Credit Card Payment by Mail
Making your Sears credit card bill by mail is also an option. Regular mail and expedited payment addresses are available. Send your payment coupon and a check or money order to the appropriate address.
For a Sears Card or Sear Mastercard
Address for Regular Payments
P.O. Box 9001055
40290-1055 Louisville, Kentucky
Overnight Payment
Sear Payment
Center/Overnight
6716 Grade Lane
Building 9, STE 910,
40213 Louisville, Kentucky
Shop Your Way with Mastercard
The Address for Regular Payments
P.O. Box 78024
Phoenix, Arizona 85062-8024
Overnight Payments
Attn: Consumer Payments Dept.
6716 Grade Lane
Building 9, STE 910,
40213 Louisville, Kentucky
Sear Credit Card Customer Service
To get the Sears Credit Card customer service team to make your payment or to sort out any bill payment issues, Get to the Sears Credit Card sign-on section and scroll down to pick the accurate customer service phone number to call for assistance.
FAQ
Can I make a Sears payment online?
You can submit your payment using the online portal. First, you will need to register your Sears credit card. To do so, Go to the login page for your Sears credit card or Shop Your Way Mastercard. Enter all the necessary details to proceed.
How do I access my Sears account online?
Access your Sears credit card account online by visiting the Sears credit card login page. Enter your username and password on the login screen. After you’ve entered the login details, select the orange “Sign On” button. Enter your name as it appears on the card.
Where can I pay my Sears credit card in person?
You can pay your Sears credit card in-store at any Sears store by getting to the customer service desk. Make sure to have your credit card bill with you. You can also pay your bill online or by calling the customer service team.
Can I pay my Sears credit card with another credit card?
No, You Can’t Pay One Card with Another. On an average credit card transaction, credit card processing fees are about 2% of the transaction total. For a $1,000 payment, the merchant would need to pay a whopping $20 to have the transaction processed. So it’s not recommendable.
