Access Bank, one of Nigeria’s largest financial institutions, has used technology to deliver banking services at your fingertips. With their USSD code (*901#), you can access a world of financial services directly from your mobile phone. This step-by-step article will help you through the process of activating Access Bank’s USSD code for mobile banking.
Access Bank’s USSD code is *901#, which allows you to transact and enjoy banking services from your phone without using airtime or data. This service is available 24/7
Requirements for Activating the Access Bank USSD Code
- You must be the account holder.
- Make your BVN available
- The account must be in Nigerian naira.
- You will need a mobile phone number associated with the account.
- An ATM card is recommended but not necessarily required.
Do I need to visit a bank branch to activate the USSD code?
No, you do not need to go to a bank branch to activate Access Bank’s USSD code. You can activate it from the comfort of your own home using your mobile phone.
How to Activate an Access Bank USSD Code With an /ATM Card
Before you can use the code, you have to create/activate your secret 4-digit pin and below are steps you need to take to create it. To get started and complete the activation, follow the steps below;
- Dial *901# from your registered phone number.
- Select the desired transaction type, for example, transfer.
- Choose Create a pin either with an ATM card.
- If you choose to create with a debit card, you need to input the last 6-digits of your debit card.
- Enter your account number
- And create your 4-digit PIN.
This PIN you created will be used to authorize transactions and get access to your account using USSD banking. Choose a PIN that is both safe and easy to remember.
Following the completion of the activation process, you should receive a confirmation message on your mobile phone stating that your Access Bank USSD banking service is now active.
How to Activate your Access Bank USSD Code Without an ATM Card
- Dial *901# from your registered phone number.
- Choose the appropriate transaction type, such as transfer.
- Choose Create a pin without using an ATM card
- Enter your birth date as it appears on your BVN.
- Enter your account number here.
- Create a 4-digit PIN
This PIN you created will be used to authorize transactions and get access to your account using USSD banking. Choose a PIN that is both safe and easy to remember.
Following the completion of the activation process, you should receive a confirmation message on your mobile phone stating that your Access Bank USSD banking service is now active.
What services can I use the Access bank USSD code for?
You can now access a variety of financial services using the Access bank USSD code (*901#), including:
- Account Balance Inquiry
- Fund Transfers
- Airtime Purchase
- Bills Payment
- Data Purchase
- PIN Change
- Mini Statement
- OTP Generation
- Request for Payday Loan
- Account Opening
To access these services, just dial *901# on your mobile phone and follow the on-screen prompts to select the service you want to use.
Always ensure the security of your USSD PIN, and do not share it with anyone. If you have any questions or encounter issues while using the USSD code, you can contact Access Bank’s customer support for assistance.
Benefits of Using Access bank USSD Code
Using the Access Bank USSD code (*901#) gives various advantages to account holders, as it provides a convenient and accessible way to manage their financial transactions. Here are some of the main advantages of using Access Bank USSD banking:
Accessibility
USSD banking is available on every mobile phone, whether it be a smartphone or a basic feature phone. It does not need internet access; therefore, it is accessible to a broader range of customers, including those in places with inadequate internet connectivity.
Convenience
You can access your bank account and conduct numerous transactions from the comfort of your own home or from any location with a mobile phone coverage. This eliminates the need to visit a bank branch or ATM.
Speed
Transactions via USSD are normally processed quickly. In a couple of seconds, you may check your account balance, transfer money, purchase airtime, and pay bills.
27/7 Availability
USSD banking services are available around the clock, including weekends and holidays. This means that you can conduct transactions whenever it is convenient for you.
Cost-Effective
USSD banking is frequently less expensive than visiting a real bank branch or utilizing other banking methods. It can help you save money on transportation and eliminate the need for physical documents.
Security
Access Bank takes security seriously and has put in place safeguards to protect USSD transactions. Users must create a Personal Identification Number (PIN) for authentication, offering an extra layer of protection.
Variety of services
Access Bank’s USSD code offers a variety of services, including balance enquiries, fund transfers, airtime purchases, bill payments, data subscriptions, and more, making it a versatile tool for managing your affairs.
Financial Inclusion
By delivering banking services to consumers who may not have access to traditional banking facilities or the internet, USSD banking plays an important role in encouraging financial inclusion.
User-Friendly
The USSD interface is often simple and easy to use, making it simple for customers to navigate and execute transactions.
No special App required
Unlike mobile banking apps, which may require smartphone compatibility and app downloads, USSD banking is available on almost all mobile phones with a keypad.
Loan Request
Some USSD banking systems allow users to make loan requests or access credit facilities, providing additional financial support when needed.
While USSD banking has several advantages, users should be aware of security best practices, such as protecting their USSD PIN and being cautious when using the service.
Frequently Asked Questions
Below are some of the frequently asked questions on how to activate Access bank USSD code and their short answers:
What is the Access Bank USSD code, and how do I use it?
The Access Bank USSD code (*901#) is a mobile banking service that allows you to access numerous financial services via your mobile phone.
You can use it to check your account balance, transfer funds, purchase airtime, pay bills, and more. To use it, dial *901# and follow the on-screen instructions.
What should I do if I forget my USSD PIN?
If you forget your USSD PIN, you may need to call Access Bank’s customer service or visit a branch to reset or recover your PIN.
Can I use any type of phone to activate the USSD code?
Yes, you can use any sort of mobile phone to activate Access Bank’s USSD code, including smartphones and basic feature phones.
What should I do if I receive an error while trying to activate the USSD code?
If you encounter an error during the activation procedure, double-check that you are dialing the correct USSD code (*901#) and that your mobile number is registered with your Access Bank account. If the problem persists, contact Access Bank’s customer service for assistance.
Conclusion
The Access Bank USSD code (*901#) gives you access to a world of financial convenience. With this service, you may check your account balance, transfer funds, pay bills, buy airtime, and more—all from the palm of your hand.
Activate your Access Bank USSD code today and enjoy mobile banking like never before. Say goodbye to long queues in the bank and embrace conveniences.
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